Apply for a Credit Card with Poor Credit

When apply for a credit card with poor credit history you are given several options to choose from. This particular section you are in is the UNSECURED credit card section.

1. Debit/Prepaid Cards are credit cards which merely match what you put into it. Much like a regular Bank Debit Card. Some can help your credit by reporting to credit bureaus, most will not help or hurt your credit.
2. Secured Credit Cards offer credit bureau reporting as their primary feature. They will require a deposit to begin, however, many cards will increase your limits beyond your deposit once you have demonstrated a satisfactory payment history.
3. Unsecured Credit Cards offer the person with bruised or damaged credit the easiest way to add a positive account to their credit. No deposits are required however, expect high rates and short grace periods. We recommend these cards for borrowers with credit scores below 600.